Financing with Red Rock Kia
Red Rock Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Finance or Lease Your Next Vehicle with Red Rock Kia
Regardless of whether you prefer a brand-new Kia model from our new inventory or a deal from our used inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Palisade, Fruita, Delta CO and Montrose CO area to find our customers the ideal loan or lease to help make their dream car a reality.
The Option Loan vs Lease
If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Kia for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Grand Junction drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Palisade, Fruita, Delta CO and Montrose CO drivers can look to the Red Rock Kia finance team to help sort through details.
The Red Rock Kia Finance Team
The Red Rock Kia finance team is ready to help clear the smoke and mirrors around auto financing so drivers can buy or lease a vehicle with confidence! Our in-house finance team will work with drivers to breakdown the numbers, explain all the tricky wording, and answer any lingering questions. Want to get an early start? Drivers can fill out an online finance application! After submitting the completed finance application, Palisade, Fruita, Delta CO and Montrose CO, drivers can look forward to a Red Rock Kia finance team member contacting you to go over the details.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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At Red Rock Kia We Help You Secure Auto Financing
Once you've found the right car or SUV, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Grand Junction, Palisade, Delta, Montrose and Glenwood Springs, and get you behind the wheel as soon as possible.
Choose Between Affordable Auto Leases and Car Loans at Red Rock Kia
One of the first aspects of auto financing drivers from the Palisade, Delta, Montrose and Glenwood Springs areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Kia while keeping monthly payments low. A loan is a favorite for many near Grand Junction since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.
Save Time by Getting Pre-Approved for Financing
Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.
Your privacy is important to us.
Red Rock Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Red Rock Kia
2980 Highway 50
Grand Junction, CO 81503
- Sales: (970) 248-0800
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